50 Reasons for Title Insurance

•  Documents executed under false, revoked or expired powers of attorney.
•  False impersonation of the true landowner.
•  Undisclosed heirs
•  Improperly recorded legal documents.
•  Prescriptive rights in another not appearing of record and not disclosed by survey.
•  Failure to include necessary parties to certain judicial proceedings
•  Defective acknowledgements due to improper or expired notarization.
•  Corporate franchise taxes as liens on corporate real estate assets.
•  Gaps in the chain of title.
•  Mistakes and omissions resulting in improper abstracting.
•  Forged deeds, mortgages, wills, releases of mortgages and other instruments.
•  Deeds by minors.
•  Deeds which appear absolute, but which are held to be equitable mortgages.
•  Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means.
•  Inadequate legal descriptions.
•  Conveyances by undisclosed divorced spouses.
•  Duress in execution of wills, deeds and instruments conveying or establishing title.
•  Issues involving delivery of conveyancing instruments.
•  Deeds and wills by persons lacking legal capacity.
•  State inheritance and gift tax liens.
•  Errors in tax records.
•  Demolition and substandard building liens.
•  Administration of estates and probate of wills of missing persons who are presumed deceased.
•  Issues of rightful possession of the land.
•  Issues concerning the rightful conveyances by corporate entities.
•  Deeds and mortgages by foreigners who may lack legal capacity to hold title.
•  Legal capacity of foreign personal representatives and trustees.
•  Issues involving improper martial status.
•  Improper modification of documents.
•  Rights of divorced parties.
•  Conveyances in violation of public policy.
•  Misinterpretation of wills and ancillary instruments.
•  Deeds by persons falsely representing their marital status.
•  Claims by creditors of decedent against property improperly conveyed by heirs and devisees.
•  Issues concerning unlawful takings by eminent domain or condemnation.
•  Special tax assessments.
•  Real estate homestead exceptions.
•  Forfeitures of real property due to criminal acts.
•  Issues concerning adoption of children.
•  Conveyances and proceedings affecting rights of military personnel protected by the Soldiers and Sailors’ Civil Relief Act.
•  Issues concerning interests noted in financial statements filed under Uniform Commercial Code.
•  Interests arising by deeds of fictitious parties.
•  Adverse possession.
•  Lack of jurisdiction or competency of persons in judicial proceedings.
•  Community property issues.
•  Utility easements.
•  False affidavits of death of heirship.
•  Interstate estates.
•  Probate matters.
•  Federal estate and gift tax liens.